@Helen123 , I agree with the ;proviso that this is valid ONLY for US tax purposes. Thus monies transferred between a US bank account ( one spouse or jointly held ) and a foreign ( UK ) bank account ( owned by one or both spouses ) has no reporting accounts . But note that aa US resident ( for tax purposes ) your foreign bank account comes under the FBAR and FATCA laws/ requirements.
Does this clarify your situation?
pk
