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Good morning, NCperson!  John Clay asked me to check on all replies, including the conversation here.  I don't know how this message board works, so I don't know if you would have seen my replies to the post with Hal_Al. John Clay is out of the conversation(s) for the day due to being busy with school. But I wanted to let you know here that this morning the financial aid office has confirmed that NONE of his 5 scholarships or grants are RESTRICTED. Thanks again for your input!