Thank you so much for your insightful answer!
If you had time and were willing to answer a follow-up question,
I'd be grateful:
Is there ANY way to put non-qualified (from an annuity or otherwise) inherited money into my own IRA/Roth IRA?
From my research, inherited money is unearned and not eligible for IRA contribution,
but I didn't know if there was a way to convert or roll over non-qualified inheritance funds into my own IRA
within 60 days of being inherited or something like that I hadn't turned up.
Thanks!
