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Hello and thank you for your question. I just reviewed the CA adjustments schedule and based on Schedule CA section two under interest you paid it includes interest and points. I would double check the input in federal to confirm. You will note on the Schedule CA there is only a column for addtions not subtractions; therefore, the points paid should not be lower. Another trouble shooting idea is to review California return in full to see if a specific interest and points section or review of 1098T entered in federal. If your review does not resolve your question then I would recommend setting up a call back or chat so we have full access to all our tools to assist you better and resolve this for you. Below is the Schedule CA link I referred too.