Get your taxes done using TurboTax

Go to Other Common Income
Select that 1099-NEC

Enter the information and then check the box  that comes up with question about it being sporadic activity

That will enter it without asking for it to be a business
But if you did put it into a retirement plan then you need to enter it again as a 1099-NEC but on the second entry put in the amount with a minus sign in front of it.
Then you will not be taxed on the amount.
Keep notes with your tax records in case this is ever questioned.