@taxlady28 the situation I normally see if a couple filing MFS because one of them owes back taxes or back child support..... and they are unaware of the injured spouse process.
I also work with a lot of senior - some of whom are later-in-life recently married. They think they are going to keep their finances separate, and that incldues their tax returns..... until I explain to them that filing MFS (when living together) and receiving social security automatically makes 85% of their SS income taxable - they change their tune in a hurry - had 3 of them last winter!
