HSA contribution is a deduction or Credit?
I have had HSA compatible Health insurance in 2021 for last 5 months (last month rule) but I made entire $3600 contribution in 2021.
I had HSA compatible insurance for entire year of 2022 and I made $3650 contribution to HSA account in year 2022.
TT is asking me, Q: Did you make excess contribution in year 2021? I think answer is no (last month rule)?
