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Sorry, this is not my question. Did you agree the answer I mentioned for this:

 

 So for  my question 1, I only need to report 8938 and Fbar (just report and no tax pay) and pay UK bank interests. There are no extra tax because of the change of the currency of GBPUSD while I hold GBP in the UK bank or I spend or transfer pound to my husband in the UK, right?

 

For question 5, I am the only need to fill the US tax. Because all the mortage are paid by my husband independly, I have nothing related to my UK mortage even it is in the name of both of us. I do not need to declare anything related to the mortage ,right?

 

Thanks,

 

Helen