Many thanks.
1. So for 1, I only need to report 8938 and Fbar (just report and no tax pay) and pay UK bank interests. There are no extra tax because of the change of the currency of GBPUSD while I hold GBP in the UK bank or I spend or transfer pound in the UK, right?
2. for 5, I am in US. So, I am the only one to pay US tax and I do not want to take my husband into this complicated US tax system. Yeah, the standard one is the best for me. My point is because I do not pay any UK mortage, I assume I cannot report it as well.
Helen
