@wallsn-11 oh - now I understand
When you applied for Obamacare, you estimated how much you expected to earn for the year. the premium was set based on that estimate. But once the actual earnings are known, the premium is adjusted accordingly via the tax return.
if you end up earning more than estimated, the premium should have been higher (i.e. the amt you owe is higher / your refund is lower)
if you end up earning less than estimated, the IRS will refund some of the premium (i.e. the amt you owe is lower / your refund is higher)
