Here's that federal case (Fourth Circuit - from an ABA article):
Guynn v. United States:
The decedent transferred title to her home to her daughter, but “retained all the attributes of ownership except bare legal title. She remained in exclusive possession, paid the taxes, made improvements out of her own funds, and paid no rent. Again, the lack of treatment of the conveyance as a disposition caused the court to find an implied agreement that the transferor would retain possession and enjoyment.
