Hello dmertz! I am curious about this option but not sure I understand it. Are you saying that in addition to having the required RMD from my husband's Trad IRA sent to the fed (this will cover abt half of what's owed), also send directly from his Trad IRA the other half owed? Would the non-RMD part also be considered to be spread thru the whole year? Would we send it all together or separately at year end or some sooner?
The conversion from Trad to Roth that we plan for year end is completely separate as that's my account and I'm not required to take RMDs yet.
Can you elaborate what you mean about rolling $ back into Trad IRA? I get the part about there being one such transaction per 12 mo, but what would be rolling back and why? Thank you so much for the info.
And thanks to everyone who posted answers. They are all helpful and I'm going to look into these forms today.
