Hi,
I just noticed that beneficiaries who are not "eligible designated beneficiaries" must distribute all of an inherited IRA within ten years. I think this went into effect in 2020. My mom died in 2001, and at that time I was allowed to use a life-expectancy table and am still drawing down this inherited IRA. Do I need to switch to the 10-year plan now (or should have done so in 2020)? Generally, when does a new way of doing things affect folks who are already doing things the old way? Are the old-way folks usually grandfathered in? I did look through the 2022 Pub 590-B, and I didn't see anything specific addressing people doing things the old way, but I could have missed it.
-Eric
