Here is what SECURE 2.0 says:
Title VI – Revenue Provisions Section 601, SIMPLE and SEP Roth IRAs. Generally, all plans that allow pre-tax employee contributions are permitted to accept Roth contributions with one exception – SIMPLE IRAs. 401(k), 403(b), and governmental 457(b) plans are allowed to accept Roth employee contributions.
Section 601 allows SIMPLE IRAs to accept Roth contributions too. In addition, aside from grandfathered salaried reduction simplified employee pension plans, under current law, simplified employee pension plans (“SEPs”) can only accept employer money and not on a Roth basis. Section 601 allows employers to offer employees the ability to treat employee and employer SEP contributions as Roth (in whole or in part). The provisions in Section 601 are effective for taxable years beginning after December 31, 2022.
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2.0_Section%20by%20Section%20Summary%2012-19-22%20FINAL.pdf
It takes time for IRA custodians and employers to allow such contributions.
You should check with your current brokerage company as to when it will be available or locate other brokerage companies that are ready.
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