I have individual HDHP for myself only from my employer for the entire year. (enrollment starts January 1) I am 58 and my employer contributes $850, I will contribute $4000 for 2023
My wife. 54 years old, has her own insurance thru her employer with enrollment starting in September each year. The plan wasn't HDHP, but beginning this September she will enroll in HDHP.
So, we'll have 2 separate individual HDPD plans
1.Can she contribute full $3850 minus employer contribution for 4 months in 2023 and full contribution for 2024?
