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Get your taxes done using TurboTax
once you rollover funds into a Traditional IRA or make a deductible contribution.
the standard "Backdoor Roth" tax free is no longer available to you.
The only way out is to convert the entire traditional IRA into a Roth IRA.
This is moot since you are retired and if you have no earned income you can't make a non-deductible IRA contribution.
‎July 16, 2023
4:40 AM