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Get your taxes done using TurboTax
@sfowjr66 - I've re-read this thread. What is your remaining question?
@fanfare stated that "if your traditional IRA(s) combined value at Dec 31 2021 was zero when you did this,
you don't have any problem. There is no RMD on a zero-value IRA."
and in deed you stated that your Trad IRA balance on 12/31/21 was zero. So there is no RMD requirement on this TRAD IRA account.
From what I read, your RMD was a function of your 401(k) and not your Trad IRA.
‎July 14, 2023
11:59 AM