Thanks for your prior reply. Further question: In the Trust will be funds coming from an IRA and funds from a retirement plan (TIAA/CREF). In the Trust already are a number of stocks, which will be shown on a stepped-up basis -- so no capital gain tax should be due on them. So... money coming from the existing stocks should not generate a capital gain, but money coming from the retirement and IRA funds are subject to tax? Very confusing. Thank you.
