While employed, I was contributing to a ROTH IRA 401k account. The account was established in Jan2016.
I setup a ROTH IRA in my trading account in Apr2021. I retired in Dec2022. In March 2023 I rolled over all my funds from my ROTH IRA 401k account into my ROTH IRA trading account.
Since my ROTH IRA 401k account meet the 5 year requirement, are those funds available to withdraw from my ROTH IRA trading account even though that account is less than 2 years old?
If no, would it have been better to just cashed out my ROTH IRA 401k account?
This question is one of timing of moneys that have satisfied the ROTH requirements.
Thank you,
Steven D.
