Hello VanceJamesMiller!
Often times the withholding is not correct in a 2 earner household, mostly because each employer withholds for only their employee, not knowing what the other employer is doing. There are a couple of ways you can deal with this. One would be for each of you to fill out a new W-4, check the "single" box and then sign it. Don't fill out any of the worksheets. You will still file jointly when the time comes, but withholding at the single rate helps it calculate correctly.
Another option is to take the amount you owed last year and just divide it by the number of paychecks you have left this year, then request that amount as additional withholding. For example, if you owed $2,000 last year and you have 20 paychecks left, you would request an additional amount withheld of $100 per paycheck.
I know you said you had tried calculators, but just in case you hadn't seen this one, this is TurboTax's W-4 calculator that may be helpful as well. https://turbotax.intuit.com/tax-tools/calculators/w4/
I hope that helps!
Juliane
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