I had 2 separate not-for-profit jobs in 2022, and both offered a Roth version of their 403b's (using after-tax funds). I accidentally contributed to both in 2022, leading to me exceeding the $20,500 limit in total for both. I realized what I did at the end of 2022, and Fidelity returned the excess funds to me this year (2023). I'm having trouble figuring out how to report this, especially because I took a loss.
