Get your taxes done using TurboTax

Ok, you are not the only one that has been providing that same advice.   I would be more comfortable if it were a little more explicitly stated in the IRS instructions.  Given you have had positive personal experience handling it this way, I will go ahead and file as is.  Given that I"m filing a paper return anyway, I will include a note indicating the return of excess contributions prior to the filing deadline.  Thanks for all your feedback.  I will try and post a follow up to this thread when I know how it works out.