Everyone who has posted so far appears to have missed the fact that SECURE 2.0 changed the tax code such that for individuals reaching age 72 after December 31, 2022 the age for beginning RMDs is 73, not 72. Because you will reach age 72 after 2022 and will reach age 73 in 2024, 2024 is your first RMD year. You have until April 1, 2025 to satisfy your 2024 RMD. If you wait until 2025 to take your 2024 RMD, you will have to take both your 2024 and 2025 RMDs in 2025.
