rjs
Level 15
Level 15

Get your taxes done using TurboTax

CORRECTION: See post by dmertz below.

 

Since you will turn 72 in 2023 you must take an RMD for 2023. You can take it up until April 1, 2024 (not April 15). But if you wait until 2024 to take your 2023 RMD you will have two distributions in 2024 because you must also take an RMD for 2024. The option to wait until April 1 of the following year applies only to your first RMD.