Your federal tax due will not affect your state refund. Turbo Tax thinks it is doing you a big favor by netting the two amounts and then informing you what the net result is. It is confusing to some people.
You can still plan on the scheduling your direct debit and your state will not deduct your federal tax due amount. These are two different tax agencies that do not interface with each other. You can still efile both returns safely with complete peace of mind knowing you won't be paying taxes twice.
@retirement4me
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