Yes, thank you. My advisor on the IRA, whom I had just talked to a few weeks ago, had told me about this year's RMD but failed to advise of last year's and I missed the April 1 deadline. Once I found out, completely by accident because I had called to ask about another issue, I made the RMD withdrawal. Turbotax does actually ask a question to report this situation and automatically provides the waiver form, which is nice.
However, I did receive a distribution from my employee Thrift Savings Plan distributed that was greater than the RMD for that plan. Now, I can't figure out whether the additional amount counts towards the RMD for the IRA account. I don't think it matters at this point because I have now withdrawn the RMD for both accounts, but it's very confusing because I don't know if the RMDs from the TSP and IRA can be combined - and the phone rep for the TSP was absolutely useless - she not only was unable to tell me my 2022 RMD (she actually told me I should have called her before the end of last year), but she also gave me the WRONG RMD for 2023 (I later found a written letter among my papers stating the 2023 RMD but couldn't find the same letter for 2022) - it was off by thousands of dollars! I haven't been able to get to my TSP on line because they required me to make a new sign on - and to do that I had to request a PIN, which they send in the mail, not email. I didn't get to it immediately when I received it and when I tried again a few weeks' later they told me the PIN had expired! 🙄 Oh well, if these are the worst of my problems (and I hope they remain the worst), I'm doing all right.
