My tax return from last year was sent to my bank account on November 16, 2022. The problem is that this bank account was closed in October because I had been negative for too long. I had an outstanding balance of about $100 which I was instructed to pay within a certain time frame. I see that when this happens, the bank is supposed to reject the refund, and send it back to the IRS. The IRS is then supposed to send a paper check to the address listed on your tax return within 10 weeks. It has been 20 weeks since the November deposit date. The reason I brought up the outstanding balance I had is because I’m thinking maybe my bank accepted the refund into the closed account to pay off that balance. But my refund was for $1713 and the balance I needed to pay wasn’t much more than $100. If they used the refund to pay that off, would they keep the rest of the money too? I have no way of accessing this account obviously since it’s closed. When I try, the bank says it has no record of my email, phone number, or ssn. Is there anyway I could still get this money?
