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@DanaB27 

 

got it

I have checked the status that

2020 is amended. 

So that means, I also need to amend 2021 as well. I will do that as well

What I do not understand is that on turbotax

line 24 shows $3591 as excess contribution (where has PJ) - > I thought since I withdraw it before the deadline, this should only count as return of excess. so no penalty should occur? 

 

in line 25, now there is a 6% penalty ($3591)

I don't understand why