I had the same problem. I clicked button "form" (right hand corner on top), I searched for 8915 F-Form, above is an old form: 8915 E. You uncheck the box "yes" or "no" (depends on your tax situation). Mine I unchecked the "yes" box because I did not withdraw any IRA money from my IRA account for qualified disaster withdraw reason. Voila! No more error when I reran the Smart Check. Hope it helps.
