if you claim her as a dependent you just enter all the info on your return. if you do not then you file all the ifno on your return and she must file with all the info on her return. then between the two of you decide on how the amount are to be allocated for the policy allocation section you can allocate 100% on your return in which case she allocates 0 in the policy allocation section on her return or allocate 50/50 or any other %s as long as between the two returns the %s add up to 100%
