My daughter just realized that her husband’s former employer (he left that job in June 2022) contributed $640 to an HSA account for him in 2022. His W2 shows the $640 in box 12 with code W. Apparently, they offered a HDHP with employer contributions, but he was on my daughter’s plan so never used the HDHP and didn’t know he had the HAS account. Neither spouse was in a HDHP in 2022. He didn’t get a 5498-SA or 1099-SA form, but that could be because the HSA bank doesn’t have his contact information. He is looking into getting access to the account and to request that the money be withdrawn, but not sure this can happen by April 18th. What happens if he is not able to withdraw the excess contribution before the April 18th deadline?
