My husband and I work under the same company however we are in two completely different sectors, which are not associated with one another. We both have separate insurance plans. He has the family plan, which covers our son. I have a self plan for me only. We each have our own HSA account. He has a family HSA, I have a single HSA. As we have always done, we file jointly. However, this year, TurboTax is indicating we have excessive contributions as the program is combing our HSA accounts as one family account. This is wrong as we are completely separate, in regards to insurance and HSA accounts.
We are allowed to have separate HSA plans, which fall under different insurance policies, so I am not sure what the issue is. Please help.
If I receive an answer that indicates this is the way it has always been, then I am very disappointed in TurboTax for not indicating that we have gone over each year and were calculating the additional 6% without us knowing. As this is the first year, excessive contributions have popped up.
