It should only prompt an upgrade if you need to repay Advanced Premium Tax Credit and that would be to the Deluxe version, not the Premier. Does it give a message that you need to repay the credit?
Is this the workaround that you used?
- Select Deductions & Credits from the left menu
- Scroll down to Medical and Select Show More
- Select Start or Revisit for Affordable Care Act (Form 1095-A)
- As you walk through the questions, you'll be asked if you received a Form 1095-A. Even though you did not receive this form, select Yes
- Enter 0's for the Marketplace identifier and policy number, and $1 for the January amounts
- Continue through to the end of the questionnaire
- Select File from the left menu and continue through the process to refile your return
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