Hi. I would appreciate it if someone can help me with the following situation:
I already received 1099-SA for 2022 HSA distribution I made for medical bills (regular distribution).
While doing taxes, I realized that I made excess contribution for 2022 and I withdrew for excess distribution before tax filing deadline (April 1, 2023) to avoid penalty.
I want to ask: Apparently, I have earnings on excess contribution. When do I report the earnings on excess contribution. Do I report it in 2022 or wait until I get the 1099-SA for 2023 and report it next year? I am not sure if I need to report earnings on excess contribution this year as 2022 1099-SA does not mention any of the earnings. If I do need to report it in 2022 to avoid fees, where do I report it?
Thank you!!!
