1. Yes
2. We are treating the $18 as a reimbursement for medical expenses. Such items are bundled up into line 15 on the 8889. Because this $18 is not part of a normal 1099-SA (it should be on a 1099-SA with a dist code of '1'. not '2'), it may not show up there, but you have well documented what happened.
3. Yes.
I wish more taxpayers put the amount of work into understanding HSAs that you do!
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