Contact the administrator of the timeshare to see if you can get some type of a loan disclosure agreement since you do not already have it. It should have a record of points paid and the length of the loan. If you can't get one, then follow the advice given by Opus 17 as a safe practice.
As an FYI, another consideration must be given to fact if you are able to itemize deductions this year. In 2022, the standard deduction amounts are $25,900 for joint filers, $19,400 for heads of household, and $12,950 for single filers and those married filing separately. $12,950. If the total of your itemized deductions are more than your standard deduction for your filing status, then this information may be crucial.
If you don't have itemized deductions that exceed your standard deduction, then you wouldn't be able to deduct points or montage interest regardless.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
