Thanks, from what I've seen, the 22% tax bracket for MFJ in 2023 the tax would be $10294 plus 22% of the excess over $89450, with a $27700 standard deduction. If I don't get my pension in 2023, our income might be about $3000 higher than it was in 2022, but because of the increase in the standard deduction (by $1800) and the adjustments in the tax brackets, bringing the bottom of the 22% bracket to $89450 instead of $83551, I estimate that our tax (with the same $2500 AOTC and $500 dependent credits) will be $376 LESS than in 2022, and withholding is slated to be more (except for the excess SS withheld, but our refund in 2022 is actually $500 more than that excess anyway). So this may be counting our chickens before they're hatched, but I'm figuring without any unexpected income or large conversions, we should be getting a refund of about $2000 next year - I sure don't want to pay estimated taxes and get over $3000 back!
