Hello, there was flooding to the first floor of my primary residence. The floors and foundation had to be repaired with renovations. The claims filed with FEMA was denied due to home was still livable on the 2nd floor. Insurance denied claim due to water intrusion was result of flooding which is not covered by the standard insurance policy. You must have a separate flood insurance policy. Therefore, out of pocket expenses were unreimbursed. I do not have FMV for casualty losses and we have incurred the total expense of repairs. How do we file our taxes to expense the federal disaster claim DR-4673 on 2022 TurboTax? Thoughts?
