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High Deductible Health Plan (HDHP) Contributions & State of Georgia Deduction
I am trying to understand the Georgia Deduction for HDHP premiums. I have an HDHP through my previous employer which I retired from a few years ago. I have a family HDHP Plan. I pay monthly premiums for my health plan with after-tax dollars. I do not itemize on my Federal Tax Returns. I do not have Medicare. According to the IRS definition of a qualifying HDHP, a family plan must have a deductible of at least $2,800 and out-of-pocket of $14,000. My HDHP has a deductible of $3,000 and an out-of-pocket of $5,600 (in-network) and $11,200 (out-of-network). I believe that I would then qualify for the Georgia HDHP deduction for my after-tax monthly premiums that I paid in 2022. Can you confirm if I my HDHP is considered qualified by IRS definition and can I deduct my 2022 HDHP premiums on my State of Georgia Tax Return?
Thank you very much!