I deleted my USAA Accounts after downloading actual budget history in Excel, and started adding transactions manually as Cash in Jan 2023.
I tagged each entry as either “USAA Credit Card” or “USAA Checking” and put my account balances in as Property (+ for Checking and – for Credit Card).
My concern now is that if I re-open USAA Accounts; it will download transactions, duplicate the existing manual entries, re-categorize them and not split them into categories like I did manually.
I believe the only solution is to significantly minimize use of USAA and continue to enter manually.
Does anyone have a different answer to my dilemma?
