I turned 72 in 2022 and apparently waited too long to request an RMD for 2022 from a certain investment firm ("Firm"). Firm eventually did the RMD on 1-5-2023, but characterized it as a 2023 RMD. The 1099-R, Form 5498, with (Payor Address, and TIN #) aren't issued until next year, but I do know the RMD amount and the amount of federal/state income tax withheld. TT complains if I try to report this as a 2022 RMD by shoe-horning in a "virtual 1099-R" without the TIN # or address.
Should I:
a. Request a filing extension on April 14th to buy time to try to get things straightened out, or
b. Don't report subject RMD in the federal and state tax filings and request a waiver for RMD noncompliance, or c. Do something else I haven't thought of yet?
