bestanek15
Returning Member

Living Separately, Filing Jointly. How do I know what mortgage interest to claim?

So this question is two parts. First my spouse and I are in the process of a divorce but do not have anything formally documented. Therefore, I do believe we are still able to file a joint return. Just looking to confirm that part first. 

 

Second, we both own our own homes and have interest to report. We shared a loan to start 2022, which was refinanced by my spouse to pay off the joint loan, buy me out and finance the home going forward. I then took my proceeds and purchased a new home for myself, closing in June and moving in in August. We lived in the same home until I was able to move into my new primary residence. 

 

My question is how should the mortgage interest be entered and claimed?

 

Thank you!