There are no steps for reporting medical expenses that you paid out of pocket in 2022 that you plan to reimburse yourself for in a future year. You cannot deduct it in 2022 and then get a reimbursement in a future year. If you did that, then the reimbursement would be taxable because the expense would have already been deducted on a previous tax return.
When you wrote, 'I cannot report these expenses in 2022 on my Fed form or I would be itemizing them which would exclude me from using an HSA to reimburse myself later. And I can only report on my NJ state form whatever medical expense I have reported on my Fed form for the same year,' that is correct. You can either itemize the expenses on your Federal and state return for the year that you paid them, or you can not itemize them and get a reimbursement in the future.
If your out-of-pocket expenses are enough to provide you with a tax benefit on your 2022 tax return, you may want to just go ahead and deduct them without planning to reimburse yourself for these same expenses in the future. Preserve your HSA funds for expenses you incur in years where you do not get a tax benefit from deducting them.
@FitWit
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