Hi,
Both my wife and I are using the company's high deductible health insurance plan (we work for different companies). Each of us contributed to the upper limit of the allowed amount (each of us contributed 2650 by ourself and our companies also contributed to 1000 for each of us; so for year 2022, we should have contributed to 7300$ in total).
But in the middle of last year, my son was born and I added him to my health insurance plan. My company then contributed another 1000$ to my HSA due to I am adding a family member to my plan. So, my company contributed 2000$ in total (for me and my son); my wife's company contributed 1000$ for her. This makes the total amount of our contribution to 8300$.
I am wondering, is this allowed? We haven't thought of the additional 1000$ from my company when we planning for the contribution. If this is not allowed, how should I make it correct for my federal return and state return?
Thank you!
