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Thanks for the reply.  It helps.

On item #2 posted earlier, we don't have a trust and per line B) on form 3520, we fall under "individual".  Given that, do we leave line A) blank?  or check "initial"?

on item #3, how does IRS reconcile form 3520 with one's tax return - as one is e-filed and other is mailed to IRS?

See screenshot from Turbotax.  Does one show 1 in the box against form 3520 (appears to be per instructions on screen in turbotax)?  Or leave it blank in Turbotax and just mail form 3520?