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My real problem is with first clearing. I have a valid ID/PW for them. The others I tried with fake Username/passwords were:Wells Fargo Advisors, Schwab (same failure - never asked for ID), Fidelity Investments (same message, no request for ID), tD Ameritrade (fake acct, doc id, same message), UBS (same problem).. All the messages seem to come up after about a minute of waiting on the "Connecting to" message like it's timing out.