It might be that you have a prior year's excess contribution carried over. Did you have an excess Roth contribution in prior years? Did you remove it before the due date of that year?
Please go to the IRA contribution interview and check for the carried-over excess. If you had removed the excess in prior years then delete the amount but if you didn't remove it then you will have to pay the 6% penalty as long as the excess stays in the account:
- Click on "Search" on the top right and type “IRA contributions”
- Click on “Jump to IRA contributions"
- Select “Roth IRA”
- Continue until the "Enter Excess Contributions" screen and verify if an excess is carried over (delete it if you removed it in prior years)
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