I'll try again. I'll bold the text. Maybe it will be clear from that. I did see your screenshot. It says exactly what I wrote in quotes!!
"We'll take your TurboTax fees out of your federal refund for free. You'll need to buy TurboTax Premium Service for $45 to get this payment method".
Think about it. "we'll deduct your turbotax fees from your federal refund AT NO CHARGE. But to get this grand, FREE service, you have to PAY $45.
That is not how "free" works. You are charging $45 to deduct the turbotax fees from the federal return.
