Box 7 code is 2 and the IRA box is checked.
Box 2b ("Taxable amount is not determined") is checked, Total Distribution is Checked. Box 2a has a number that is equals to Box 1. I was hoping in this case Turbotax would ask me to clarify which portion of the Box 2a number is taxable (should be 0), which is non-taxable (the entire amount). However it didn't.
I had to update Box 2a to 0 to force Turbotax to treat this distribution as non-taxable, which is different from what my institution reports. Is this OK? From my reading, when Box 2b is checked, Box 2a is really not a number to be trusted, so modifying it to make Turbotax work is fine?
Also I figured out why the "Choose Not to Deduct IRA Contributions" is not available to me --- my income was too low so it directly goes to "Contribution is not allowed". I had to put some fake income in place for the "Choose Not to Deduct IRA Contributions" to show up, and then delete the fake income.
Best regards,
ZX
