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Get your taxes done using TurboTax
You are misreading what DanaB is saying.
First paragraph: You want to enter the traditional IRA. You made the contribution. As DanaB says, you should have an 8606 with $6,000 showing as your basis in the IRA. Dana said you should have $0 deductible. This is just to make sure you have properly entered the $6,000 to be taxable. A visual confirmation.
Second paragraph: Then she says, if you have not converted it... but you did convert so you do need to follow the steps for the conversion as Minh stated. When you do the conversion, it will use the $6,000 basis from the 8606 and you will no longer have a basis in your traditional IRA, no more 8606 which is important as Minh said so that you don't have a pro-rata issue.
Third paragraph: Even if you do qualify for a traditional IRA deduction, you can choose to make it nondeductible. The program will ask you. When you choose to make it nondeductible, you are paying tax on the full amount so that your basis in the IRA is the full amount. That way, when you turn in into a ROTH, the money has already been fully taxed and there is no further tax consequence beyond earnings. You will file the 8606 each year to show your basis in the traditional IRA.
The IRS states:
Contributions you make to a traditional IRA may be fully or partially deductible, depending on your filing status and income.
IRS Contributions states:
Your traditional IRA contributions may be tax-deductible. The deduction may be limited if you or your spouse is covered by a retirement plan at work and your income exceeds certain levels.
The IRA deduction limits page has the rule for each year and situation.
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